The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.

Key features and benefits:

A 24 hour helpline for medical emergencies

Emergency medical expenses in the event of illness or injury

Protection against cancellation or curtailment charges

Cover for loss or damage to baggage and personal money

A wide range of sports and activities covered

Cover for irrecoverable pre-paid college, university or language school fees

Leisure trips within Europe and any trip outside the UK if part of your course

Key eligibility criteria and exclusions:

• Not available to anyone aged 66 or over
  No cover under cancellation or curtailment charges, emergency medical
• expenses or personal accident relating to any reason set out under
  ‘Important conditions relating to health’ – see group policy wording
• No cover where the FCO or World Health Organisation has advised against travel
• No cover where travel is not departing from and returning to your home country
• Each claim will be subject to a £50 excess wherever an excess applies

The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.